Tag: debt

Credit card interest rates and minimum monthly payments affect how long it will take to pay off your debt and how much your purchase will cost you over time.

Real World Examples Keep Credit Card Use Under Control Security Tips and More...

Fast action is the best way to limit the damage from identity theft. These sample letters and forms can help you exercise your rights as an identity theft victim, like requesting action from the credit reporting companies and businesses where the...

An Identity Theft Report gives you some important rights that can help you recover from the theft. To create one, file a complaint with the FTC and print your Identity Theft Affidavit. Use that to file a police report and create your Identity...

Several federal laws protect victims of identity theft.

Summary of RightsDocumenting the TheftWorking with Credit Reporting CompaniesCommunicating with Creditors and Debt CollectorsLimits on Financial Losses from Identity TheftOther Federal...

This sample letter will help you dispute fraudulent charges and permanently stop calls and letters from a debt collector. The text in brackets indicates where you must customize the letter.

Remember to include copies of the applicable...

A debt collector may contact you if an identity thief opens accounts in your name and doesn’t pay the bills. To stop contact and collection action, get in touch with the debt collector, the business that opened the fraudulent account, and the...

A new scam is targeting financially strapped homeowners across the country. So-called specialized law firms are sending invitations to homeowners, urging them to participate in "mass joinder" lawsuits against their mortgage lenders as a way to...

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people...

After a relative dies, the last thing grieving family members want are calls from debt collectors asking them to pay a loved one's debts. As a rule, those debts are paid from the deceased person's estate.

According to the Federal Trade...

Voice mail boxes across the nation are being clogged with prerecorded phone calls from companies that claim to be able to negotiate significantly lower interest rates with your credit card issuers if you just pay them a fee first.

The...

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