Tag: identity theft

“I’m calling from [pick any bank]. Someone’s been using your debit card ending in 2345 at [pick any retailer]. I’ll need to verify your Social Security number — which ends in 8190, right? — and full debit card information so we can stop this...

If you get a call that looks like it’s from the Social Security Administration (SSA), think twice. Scammers are spoofing SSA’s 1-800 customer service number to try to get your personal information. Spoofing means that scammers can call from...

If you’re concerned about data breaches or identity theft, you may be considering signing up for identity theft protection services. Before you enroll, it’s important to weigh the costs and benefits of various types of services. You also can...

If you’re concerned about identity theft, data breaches, or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

What is a credit freeze? Does a credit freeze...

A fraud alert can make it harder for an identity thief to open more accounts in your name. You can place a fraud alert by asking one of the three nationwide credit bureaus. It has to put the alert on your credit report and tell the other two...

Servicemembers who deploy can place an active duty alert on their credit reports to help minimize their risk of identity theft.

An active duty alert on a credit report means businesses have to take extra steps before granting credit in...

You may be considering whether to place an extended fraud alert or a credit freeze on your credit report. Both are free. But there are important differences between these two options:

An extended fraud alert means that a business must verify...

A thief may use your name or health insurance numbers to see a doctor, get prescription drugs, file claims with your insurance provider, or get other care. If the thief’s health information is mixed with yours, your treatment, insurance and...

When you apply for credit, a mortgage, a place to live, government benefits, or tax refunds, you need documents showing your income, employment, and other information. But not everyone plays by the rules. Some businesses...

September 15th marks the beginning of Hispanic Heritage Month — a time to celebrate the heritage, cultures and contributions of all Latino and Hispanic Americans in the U.S. For us at the FTC, it is a reminder of our continued commitment to...

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