Consumer Information Blog

FTC to abusive debt collectors: You’re outta business!

Imagine getting a phone message like this:

This is the Civil Investigations Unit. We are contacting you in regards to a complaint being filed against you, pursuant to claim and affidavit number D00D-2932, where you have been named a respondent in a court action and must appear… Please forward this information to your attorney in that the order to show cause contains a restraining order. You or your attorney will have 24 to 48 hours to oppose this matter… Call 757-555-1234.

Blog Topics: 
Money & Credit

A bitcoin breakdown

If you’re interested in technological, financial or social innovation, you’ve probably heard of Bitcoin. It’s a virtual currency used by people around the world to make purchases online, or in person using a mobile app. As more merchants accept the currency — and more companies pitch Bitcoin investments — more people are curious about how it works.

Unlike dollars, pesos or yen, bitcoins are not backed by a government or distributed by a central bank. Instead, bitcoins are created on the peer-to-peer bitcoin network through a process called “mining.”

Staying current: Bitcoin and other cryptocurrencies

You may have heard about them in the news, through one of your favorite online shopping sites, or from a friend who always has the latest scoop on technology trends: cryptocurrencies, like Bitcoin, are a way to buy things online — or in person, using a mobile app — with sellers who agree to accept them.

Now Hiring Spanish Speakers. $18/hr. ITINs Accepted

The Federal Trade Commission works closely with legal services providers and consumer advocates to root out frauds affecting communities across the nation. Several of our partners have told us about an income scam that’s targeting Latino organizations -- even churches. Here’s how it works:

Blog Topics: 
Jobs & Making Money

These online high schools didn’t make the grade

Looking for a way to get your high school diploma or a college degree online? You’ll want to read this.

Image of graduation hats

 

Blog Topics: 
Jobs & Making Money

Protecting Every Community: An update on the FTC’s work to combat fraud targeting Latinos

At the Federal Trade Commission, when we say we protect the nation’s consumers, we mean that the agency protects every community in the nation from fraud and scams. This includes African Americans, Asian Americans, Latinos, Native Americans, immigrants, older consumers, lower-income communities, and veterans and service members.

As we celebrate Hispanic Heritage Month, it’s a good time to look back on how the FTC has worked to protect the Latino community, in particular, in the past year. Here are some highlights:

Blog Topics: 
Money & Credit

Taken for a glide

Would you be willing to exercise 3 minutes a day to get fit? It’s a compelling proposition. Unfortunately, in the case of the ab GLIDER, lost pounds, body inches, or clothing sizes weren’t just an easy glide away.

Blog Topics: 
Health & Fitness

Answering the call about mobile tech

Have you ever snagged a great deal right from your tablet? Or maybe you’ve donated to a charity from your phone? Then you know first-hand that mobile technologies give us unprecedented efficiency and convenience. The FTC is addressing the issues that affect consumers as new mobile technologies come on the scene. The Commission has sued companies that have broken the law, held workshops about mobile commerce, and issued several reports documenting the state of mobile privacy, security, and consumer protection.

So when our sister agency, the Consumer Financial Protection Bureau, put out a call to learn more about financial services and mobile technology, especially as used by underserved consumers, the FTC lent its support and sent comments. Here are some of the points we highlighted about the challenges consumers face when using mobile financial services.

Blog Topics: 
Privacy & Identity

Payday lender gets what’s due… from the FTC

Have you ever been contacted by a lender who says you owe them money, but you’re pretty darn sure you don’t? You’re not the only one.

Blog Topics: 
Money & Credit

Parents have power over companies cAPPtivating kids

Seems like just about every time you visit the app store on your mobile phone, there are cool images grabbing your attention and luring you to places where companies and others want you to be. But when apps specifically target children and gather personal information from them, parents have the right to know about — and stop it.

Blog Topics: 
Privacy & Identity

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