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Consumer Information Blog

What you should know about payday loans and car title loans

If the Coronavirus pandemic is causing you financial stress, you’re not alone. Millions of Americans have lost all or part of their income because they can’t work. Economic impact payments from the government might help, but some people may look for other ways to borrow money for a short period of time. They may consider options like a payday loan or a car title loan, which can be very expensive. Here’s what you need to know.

Blog Topics: 
Money & Credit

Dealing with debt collectors during the pandemic

Job losses have traveled hand-in-hand with the Coronavirus. If you’re having trouble paying your bills, you’re not alone. Here are a few things to keep in mind if a debt collector calls.

Blog Topics: 
Money & Credit

FTC: Fashion Nova failed to deliver the goods

In normal times, there’s nothing like finding the perfect outfit for a special event. But if you’re like some Fashion Nova customers, excitement turned to disappointment when your merchandise shipped late with no option to cancel, or you got a store credit instead of the items you ordered.

If you get SSA or RRB and have kids: file before noon on April 22

Are you an SSA or RRB beneficiary with dependent children? Then, you have only until tomorrow at noon to file to get the additional $500 economic stimulus payment for dependents – or else you must wait until you file your 2020 tax return to get the money.

Managing your bills during COVID-19

COVID-19 has thrown the economy into a tailspin. Many people have been laid off, furloughed, or are working fewer hours. And as wages dry up, bills can pile up.

Debt can be tricky – especially when you have more month than money. Here are some ideas about how you can manage your debts and start regaining your financial footing.

Blog Topics: 
Money & Credit

How much for that sofa? Read the fine print.

If you need furniture or appliances but don’t have the cash to buy them outright, you might be thinking about other payment options. If you do, pay attention to terms written in fine print that might have you paying much more than you thought.

Blog Topics: 
Money & Credit

Coronavirus stimulus payment scams: What you need to know

We know there’s been a flood of information and updates about the government’s economic impact payments, or so-called stimulus checks, lately. But quickly and safely moving massive amounts of money into the hands of those who need it is a big job with a lot of moving parts. We also know that the more you know about the process, the less likely you’re going to be tripped up by calls, text messages, or emails from scammers trying to steal your money or personal information. Here’s what you need to know about the stimulus payments and how to avoid scams related to these payments.

Blog Topics: 
Money & Credit

Alert for small business owners needing PPP loans

This is an alert for small business owners who are looking to apply for the Paycheck Protection Program (“PPP”) loans offered by the U.S. Small Business Administration (“SBA”). The loans help alleviate the economic impact of the Coronavirus pandemic, but there are bad actors trying to get business owners to apply for the wrong program. Today, the FTC announced that it filed a case against a company that allegedly claimed to offer PPP loans — but, in reality, the company is not affiliated with the SBA and, the FTC says, it has been deceiving hundreds, if not thousands, of business owners.

Stay safe while video conferencing

Have you been video conferencing in these days of social distancing? It’s pretty cool to see several people at once on the screen and be able to have a conversation as if everyone was in the same room. But we don’t want strangers in our meetings — and we’d all probably rather keep our information to ourselves. So let’s review some basic safety tips:

Isoprex misleads seniors

“Isoprex Slashes Pain in 5 Days – Naturally!” “Walking without a Cane!” “Clinically Proven!” “Relieves painful swelling in 100% of even the worst cases.” These claims are false or misleading, according to the FTC’s complaint against Isoprex’s distributor, Renaissance Health Publishing, Inc.

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